Below you'll find a list of all posts that have been tagged as “sme insurance”
Your bakkie is back on the road. Maybe it carries tools to a client in Pretoria. Maybe it drops stock at a shop in Durban. Maybe it collects materials for a job in Cape Town. If that vehicle earns money for your business, your insurance must match the way you use it, not just the badge on the bonnet. Many …
An excess is the amount your business pays first when you claim. If that amount is too high for your cash flow, a cheap insurance quote can become an expensive problem very quickly. For South African SMEs, the excess on a policy is not a side note. It affects whether you can repair a work bakkie, replace stolen tools, or …
Public liability insurance in South Africa can cost from R200 to R500 a month for small businesses and from R600 to R2,500+ for medium to large enterprises. Your final premium depends on your business's actual risk, not just the name of your industry. If you're reading this, there's a good chance a client, landlord, venue, or municipality has asked for …
You’ve been asked for proof of Professional Indemnity cover in a tender. Or a client has sent over a contract with an insurance clause you didn’t expect. Or you’re trying to work out whether this is one of those policies that sounds important but doesn’t really apply to your business. That confusion is common. Many South African business owners hear …
