Below you'll find a list of all posts that have been tagged as “sme insurance”
Your bakkie is back on the road. Maybe it carries tools to a client in Pretoria. Maybe it drops stock at a shop in Durban. Maybe it collects materials for a job in Cape Town. If that vehicle earns money for your business, your insurance must match the way you use it, not just the badge on the bonnet. Many …
An excess is the amount your business pays first when you claim. If that amount is too high for your cash flow, a cheap insurance quote can become an expensive problem very quickly. For South African SMEs, the excess on a policy is not a side note. It affects whether you can repair a work bakkie, replace stolen tools, or …
Public liability insurance in South Africa can cost from R200 to R500 a month for small businesses and from R600 to R2,500+ for medium to large enterprises. Your final premium depends on your business's actual risk, not just the name of your industry. If you're reading this, there's a good chance a client, landlord, venue, or municipality has asked for …
Professional indemnity (PI) insurance protects you if a client says your professional advice, design or service was wrong and cost them money. It pays for the legal defence of the claim and, where you’re found liable, the compensation you owe, up to the limit on your policy. If you sell expertise rather than physical products, this is the cover that …
