You're probably doing what most sole traders do. Chasing invoices, answering WhatsApps, buying stock, loading tools, and trying to keep customers happy. Whether you're a plumber heading to a call-out, a freelance consultant joining a client meeting, or a market trader opening your stall before sunrise, insurance usually sits in the “I'll sort it out later” pile. That works until …
Public Liability Insurance Cost: A Guide for SA SMEs
Public liability insurance in South Africa can cost from R200 to R500 a month for small businesses and from R600 to R2,500+ for medium to large enterprises. Your final premium depends on your business's actual risk, not just the name of your industry. If you're reading this, there's a good chance a client, landlord, venue, or municipality has asked for …


