Stay updated with the latest business insurance news, tips, and how-tos from Bi-me South Africa's 1st Digital Business Insurance Platform.
You've booked the golf day, lined up sponsors, and decided a headline prize will get people talking. A cash prize or vehicle for a hole-in-one can absolutely lift interest in the event. It can also create a nasty problem for a small business if someone sinks the shot and you have to fund the prize yourself. That's where Hole in …
Public liability insurance in South Africa can cost from R200 to R500 a month for small businesses and from R600 to R2,500+ for medium to large enterprises. Your final premium depends on your business's actual risk, not just the name of your industry. If you're reading this, there's a good chance a client, landlord, venue, or municipality has asked for …
You’ve been asked for proof of Professional Indemnity cover in a tender. Or a client has sent over a contract with an insurance clause you didn’t expect. Or you’re trying to work out whether this is one of those policies that sounds important but doesn’t really apply to your business. That confusion is common. Many South African business owners hear …
Professional services firms compete on expertise and trust. Learn how to improve your positioning, website, SEO, referrals, content and lead generation in South Africa. Marketing a professional services business is different from marketing an ordinary consumer product. Clients are not simply buying a defined product. They are placing their trust in an accountant, attorney, architect, engineer, consultant or other professional …
Planning an event in South Africa? Whether it’s an fun run, corporate conference, or large music festival, one critical question stands out: How much event liability insurance do you actually need? The typical range for event liability insurance (also called public liability for events) in South Africa is R2 million to R20 million or more, depending on event size, venue …
Event liability insurance, public liability insurance, and event cancellation insurance are often confused, but they cover very different risks. In South Africa, choosing the wrong type of cover can leave you exposed, even if you believe you are insured. The key difference is simple: event liability protects you against third-party claims, while cancellation insurance protects your financial loss if the …
Being a Quantity Surveyor (QS) is more than just crunching numbers and calculating costs. You’re the financial backbone of construction projects – ensuring they stay within budget, comply with regulations, and run smoothly from start to finish. But with responsibility comes risk. A single mistake, oversight, or client dispute can have serious financial and legal consequences. That’s why the right …
Being a consultant in South Africa takes more than just expertise, it takes guts, grit, and a game plan. Whether you’re advising on finances, marketing, HR, engineering, or compliance, your advice carries weight and risk. One mistake, misunderstanding, or misstep could lead to a costly legal battle, even if you didn’t do anything wrong. That’s where professional indemnity insurance comes …
Running a food truck in South Africa is no small feat. From dodging potholes to dealing with load shedding mid-lunch rush, foodpreneurs know it takes hustle to keep the grill hot and customers happy. But while you’re focused on flavour and fast service, there’s one thing that could make or break your business: public liability insurance. Let’s break it down—no …
Running a small business in South Africa takes serious grit. Load shedding, rising costs, and cutthroat competition mean every customer counts and every cent spent on marketing has to work overtime. But here’s the good news: with smart, targeted strategies, you can outshine bigger competitors and build a loyal, local customer base, without breaking the bank. Here’s how savvy small …
Starting a business in South Africa presents exciting opportunities, but choosing the right idea is crucial. With a diverse economy and evolving consumer demands, thorough research and planning will help you build a profitable venture. Here’s how to select a business idea that aligns with the South African market. 1. How to Validate Demand for Your Business Idea Validating the …
Running a small business in South Africa comes with unique challenges, but using the right digital tools can save time, reduce costs, and improve efficiency. From accounting and payments to marketing and cybersecurity, there are powerful tools designed to support small businesses and help them grow. Below, we explore the best digital tools for South African entrepreneurs to streamline operations, …
