The Business Insurance Blog

Running a small plumbing business in South Africa can often present numerous challenges. From managing your workforce to handling unexpected issues on job sites, it can be demanding to keep everything running smoothly. However, with the right management tips, you can ensure the success of your plumbing business. Here are 9 valuable tips to help your plumbing business thrive and …

Contractors All Risk (CAR) insurance is an essential component of any construction project, as it offers comprehensive protection against a wide range of risks and uncertainties that may arise during construction. This article will guide you through the crucial factors to consider when purchasing CAR insurance, ensuring that you make an informed decision and obtain the best possible coverage for …

Insurance policies play a crucial role in safeguarding businesses from unforeseen risks and damages. In the construction industry, two common types of insurance covers are Contractors All Risk (CAR) and Public Liability (PL) cover. These policies provide protection to contractors, subcontractors, and clients against various risks that may arise during construction projects. Understanding the difference between these two insurance covers …

As a business owner in the construction industry, you know that there are many risks that come with the territory. From accidents on the job site to natural disasters, there are many things that can go wrong and cause damage to your business. That’s why it’s important to have the right kind of insurance in place to protect yourself and …

The associated cost for Professional Indemnity insurance may seem unnecessary, but many small business owners aren’t aware of the exposure to risk without protection As a business owner in a specialized field, which could include occupations like architecture, consulting, bookkeeping, and construction – Professional Indemnity insurance is designed to provide you vital protection from the unique risks you face during …

Some occupations in South Africa require a prerequisite amount of insurance coverage. Let’s dive into professional indemnity insurance, what it is & its legal requirements. Whether you’re in construction, engineering, legal counselling, representative work, management consulting, or accounting – you deal with clients on a personal level. Your work involves advice and specialized services which will often leave you at …

The risk and exposure you face as an expert in construction, development, civil engineering, and other construction occupations, are not just physical , but can also include risk relating to design faults, construction defects, health & safety risks and regulatory compliance. These risks are often overlooked by busy business owners in the construction and civil engineering occupations. As your skills …

It may seem overwhelming to find the right insurance quote & cover – In this article, we cover how you can find the right Professional indemnity insurance, no matter the profession you’re in. While there may be a lot of literature about Professional Indemnity insurance, it’s hard to find all the answers in one place. From the variety of risks …

Restaurants, bars, cafes, coffee shops, ice-cream parlours, caterers, canteens, and similar businesses are at risk of a wide range of events. That’s where Food and Beverage insurance comes in. Designed with your business needs in mind to create the perfect package to protect your company. Food and Beverage insurance protects your business from unexpected events and challenges, providing cover when …

You’re living the dream many only ever think about. Running your own business as a sole trader means you’ve reached a great level of freedom and independence – but as with any freedom and liberty, it comes with great responsibility and duty. Keeping your business safe and protected is a never-ending game, and if you have the right steps in …

As the two most common insurance types, Public Liability and Professional Indemnity insurance are so sought after because of the broad cover and security, it provides for small and large business owners alike. We’ll take a look at the differences between these two insurance types in this article, and how to determine if your business would benefit from either, or …