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Get instant online insurance quotes from leading Insurers

Click to Cover in 10 Minutes

Nobody knows your business better than you, so why spend hours on the phone explaining it to someone and then wait days for a quote? With Bi-me, you can choose from over 4000 industries and occupations and customise it to meet the needs of your business.

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1. Tell us what you do

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2. Tell us about you

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3. Customise your quote

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4. Get cover instantly

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We are 100% dedicated to small businesses

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Why Bi-me?

We’ve Made Business Insurance Hassle-Free

We are focused on giving all South African businesses access to relevant insurance products through a fully-digital platform, that challenges the way business insurance is traditionally done and giving our clients the best of class service that is available 24/7.

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Instant business Cover

No matter the day or the hour with us you can get instant business insurance cover with our online portal.
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No paperwork

All your information and documents are captured online, so no paperwork is required.

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Customised cover

You can customise your specific occupation or industry cover further to suit your needs and budget.

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Compare insurance quotes

Compare business insurance quotes side-by-side unique to your business from leading insurers, so you can get the right cover for your business.

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Manage everything online

You're in control of your business cover, and can manage your cover from anywhere in the world with our online client portal.

Who We Insure

Insurance Policies Tailored for Thousands of Occupations


We provide customised insurance policies suitable for thousands of professions. Trust us to ensure your business is protected quickly and without hassle. No need for extensive paperwork, confusing insurance terms, or long delays. Receive your immediate quote in just a few seconds.

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Insurance for Education

While you help your students to build a future for themselves, we want to help you to protect the future of your business. Multiple competitive insurance quotes in just a few clicks.
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Insurance for Real Estate

While you take your customers’ worries away by finding their dream homes, we’ll take your worries away by providing the appropriate business insurance, with just a few clicks you can get multiple competitive quotes from some of SA’s leading insurers.
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Insurance for Transportation and Storage

While you deliver and store goods for customers, let us deliver the best business insurance to you. With just a few clicks you’ll get multiple competitive quotes from some of SA’s leading insurers and get covered instantly.
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Insurance for Professional Services

You are always striving for the best when offering professional services to your clients, allow Bi-me to help provide you with some of the best competitive quotes from some of the top insurers in SA.
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Insurance for Wholesale and Retail Trade

Whether you sell the best gifts in town, the latest fashion, or delicious baked goods, with just a few clicks you’ll get multiple competitive quotes from some of SA’s leading insurers.
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Insurance for Admin and Support Services

Bi-me can provide you with multiple competitive quotes from some of South Africa’s leading insurers within minutes.
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Insurance for Manufacturing

While you focus on creating great products, let Bi-me take care of your business insurance needs by providing multiple competitive quotes from some of SA’s leading insurers.
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Insurance for Accommodation Businesses

While you look after all of your guests, we’ll definitely look after all of your business insurance needs.
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Insurance for Other Services

Whether you are a tattoo parlour, grooming parlour, hairdresser, etc., with Bi-me you can insure your business with just a few clicks.
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Insurance for Food and Beverage Services

Food and beverage services are at risk of a wide range of events, take a minute to look at our menu of insurance options for your business. Bi-me provides you with multiple competitive quotes from SA's leading insurers.
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Insurance for Motor Repairs

We know your work can require long taxing hours that is why Bi-me wants to get you covered within minutes. We provide you with multiple competitive quotes from leading insurers.
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Insurance for Broadcasting and Publishing

Get multiple competitive insurance quotes for your broadcasting & publishing business in a few clicks from some of SA's leading insurers & get covered instantly.
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    Business insurance for industry changers

    Get Free Instant Quotes
    Book a call

    What We Insure

    Business Insurance Products Made Easy


    From sole traders, new businesses, to well established small businesses, you can get the right insurance product instantly online. With our range of business insurance products, you can can get tailor-made business insurance policy to meet your needs and budget.

    Public Liability 

    Public Liability insurance protects your business if a customer, supplier, or member of the public is injured or suffers property damage as a result of negligent business activities.

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    Professional Indemnity

    Professional Indemnity insurance is designed to give your business the protection and peace of mind it needs. With cover against financial or legal costs in the event of a third-party claim.

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    Comprehensive Business

    Get peace of mind and ensure the future of your business with a comprehensive business insurance policy that can be customised to suit your business's needs and budget, all instantly online.
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    Cyber Liability 

    Cyber Insurance covers your losses for a variety of cyber breaches or attacks and provides you with access to expert knowledge and resources to manage and recover from a cyber incident.
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    Contractors All Risk

    Contractors All Risk is specifically designed to cover contractors and their projects, including damage to equipment and machinery, third-party liability, and other unforeseen events
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    Event Liability 

    Event Liability insurance shields event organizers, venue owners, other involved parties from legal and financial risks linked to accidents or incidents during the event.

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    Insightful Reads: Explore Our Blog Selection

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    Public Liability Insurance – Everything You Need to Know

    A business owner has more to do than there are hours available each day. With the many stresses you face every day, can you breathe easy knowing an inevitable accident in the future is not going to paralyze your business operations? Knowing what type of business insurance you’ll need is an important part of your insurance model...
    Read More
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    A Guide to Finding the Right Professional Indemnity Insurance

    It may seem overwhelming to find the right insurance quote & cover – In this article, we cover how you can find the right Professional indemnity insurance, no matter the profession you’re in. While there may be a lot of literature about Professional Indemnity insurance, it’s hard to find all the answers in one place. From the variety of risks …
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    A Simple Guide to Insurance for Small Businesses

    Running a small business is no easy feat; there are many parts you have to keep moving and balanced. There’s a lot to manage in marketing, customer service, and sales, and some things will always be beyond your control, such as accidental damage. This is where business insurance comes into play. Knowing you have insurance for unexpected events is crucial for managing your small business effectively...
    Read More
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    Need help or more information?

    Get in touch with an agent that is committed to helping you protect your business.

    See our Frequently Asked Questions to quickly get answers to common questions.

    Email: info@bi-me.co.za

    Phone: 010 446 7750