Below you'll find a list of all posts that have been tagged as “business insurance”
Professional indemnity (PI) insurance protects you if a client says your professional advice, design or service was wrong and cost them money. It pays for the legal defence of the claim and, where you’re found liable, the compensation you owe, up to the limit on your policy. If you sell expertise rather than physical products, this is the cover that …
In the vast and intricate world of construction, securing the right insurance is as crucial as laying a solid foundation. Choosing Contractors All Risk Insurance stands as a linchpin in this endeavour, offering protection against a myriad of risks inherent to construction projects. However, not all insurers are created equal. This guide explores the essential factors to consider when choosing …
Construction sites inherently pose various risks, and minimising risks on construction sites is paramount for the success and safety of projects. In the dynamic landscape of South Africa’s construction industry, understanding and implementing effective risk management strategies are crucial. This article provides ten valuable tips for minimising risks on construction sites in South Africa, offering practical insights for contractors, project …
Contractors All Risk (CAR) insurance is an essential component of any construction project, as it offers comprehensive protection against a wide range of risks and uncertainties that may arise during construction. This article will guide you through the crucial factors to consider when purchasing CAR insurance, ensuring that you make an informed decision and obtain the best possible coverage for …
As a business owner in the construction industry, you know that there are many risks that come with the territory. From accidents on the job site to natural disasters, there are many things that can go wrong and cause damage to your business. That’s why it’s important to have the right kind of insurance in place to protect yourself and …
You’re living the dream many only ever think about. Running your own business as a sole trader means you’ve reached a great level of freedom and independence – but as with any freedom and liberty, it comes with great responsibility and duty. Keeping your business safe and protected is a never-ending game, and if you have the right steps in …
A business owner has more to do than there are hours available each day. With the many stresses you face every day, can you breathe easy knowing an inevitable accident in the future is not going to paralyze your business operations? Knowing what type of business insurance you’ll need is an important part of your insurance model, and hopefully, as …
As a photographer, you’re living the fantasy that many dream about behind their desks. Each day is exciting and presents new challenges and working environments, such as wedding venues or portrait photography in schools – and thus, you are always in an environment that is prone to risk. Your field of work requires creativity to its core, and this often …
