Below you'll find a list of all posts that have been tagged as “Public Liability”
Planning an event in South Africa? Whether it’s an fun run, corporate conference, or large music festival, one critical question stands out: How much event liability insurance do you actually need? The typical range for event liability insurance (also called public liability for events) in South Africa is R2 million to R20 million or more, depending on event size, venue …
Public liability vs professional indemnity comes down to what went wrong. Public liability responds when your business causes injury or damage to someone’s property. Professional indemnity responds when your advice, design or service causes a client a financial loss. Many businesses need both. Public liability vs professional indemnity at a glance Public liability Professional indemnity Protects against Injury to people …
You’re living the dream many only ever think about. Running your own business as a sole trader means you’ve reached a great level of freedom and independence – but as with any freedom and liberty, it comes with great responsibility and duty. Keeping your business safe and protected is a never-ending game, and if you have the right steps in …
As the two most common insurance types, Public Liability and Professional Indemnity insurance are so sought after because of the broad cover and security, it provides for small and large business owners alike. We’ll take a look at the differences between these two insurance types in this article, and how to determine if your business would benefit from either, or …
You know of all the factors that make your business run smoothly, and all those moving parts come with their own risks. Because not all Public Liability policies are the same, it’s important to know what to look for, and how much cover you’ll need to fully protect your business from risk. We’ve briefly listed out a few important points …
From bunny-chows to Boerewors, to shawarmas and steak rolls – South African restaurant cuisines are a diverse array of traditional and exotic, without counting coffee shops and quaint cafes. As a restaurant owner, you’re very aware of the fast-paced industry and daily rushes, stock deliveries and customer interactions – just some of your daily operations. You barely have time to …
A business owner has more to do than there are hours available each day. With the many stresses you face every day, can you breathe easy knowing an inevitable accident in the future is not going to paralyze your business operations? Knowing what type of business insurance you’ll need is an important part of your insurance model, and hopefully, as …
As a photographer, you’re living the fantasy that many dream about behind their desks. Each day is exciting and presents new challenges and working environments, such as wedding venues or portrait photography in schools – and thus, you are always in an environment that is prone to risk. Your field of work requires creativity to its core, and this often …
