Your bakkie is back on the road. Maybe it carries tools to a client in Pretoria. Maybe it drops stock at a shop in Durban. Maybe it collects materials for a job in Cape Town. If that vehicle earns money for your business, your insurance must match the way you use it, not just the badge on the bonnet. Many …
Excess on Insurance Meaning: A Practical Guide for South African SMEs
An excess is the amount your business pays first when you claim. If that amount is too high for your cash flow, a cheap insurance quote can become an expensive problem very quickly. For South African SMEs, the excess on a policy is not a side note. It affects whether you can repair a work bakkie, replace stolen tools, or …
Personal Cyber Insurance Guide for South African Consumers
Official metrics released by South African Banking Risk Information Centre (SABRIC) reported that South Africa suffered financial crime and fraud losses amounting to approximately R3.3 billion for the 2023 period, and around R2.7 billion for 2024. For one person, that can start with a fake bank message, then move to a stolen password, then end with a drained account and …
Hole in One Insurance – Prize Indemnity: A South African guide
You've booked the golf day, lined up sponsors, and decided a headline prize will get people talking. A cash prize or vehicle for a hole-in-one can absolutely lift interest in the event. It can also create a nasty problem for a small business if someone sinks the shot and you have to fund the prize yourself. That's where Hole in …




