Stay updated with the latest business insurance news, tips, and how-tos from Bi-me South Africa's 1st Digital Business Insurance Platform.
There are more than just a few ways your business can benefit from Professional Indemnity (PI) insurance and we’ve highlighted the main reasons for you to consider. If you’re asking yourself: how can your business benefit from Professional Indemnity insurance, this means your small business is growing and will need a certain amount of protection against the unique liabilities your …
Introduction to Professional Indemnity Insurance Choosing the right professional indemnity insurance in South Africa can feel overwhelming, especially when every profession faces different risks, legal exposures, and client expectations. Whether you are a consultant, accountant, engineer, architect, quantity surveyor, legal practitioner, marketing consultant, or IT professional, one mistake, omission, or allegation of negligence could result in a costly legal claim …
Restaurants, bars, cafes, coffee shops, ice-cream parlours, caterers, canteens, and similar businesses are at risk of a wide range of events. That’s where Food and Beverage insurance comes in. Designed with your business needs in mind to create the perfect package to protect your company. Food and Beverage insurance protects your business from unexpected events and challenges, providing cover when …
You’re living the dream many only ever think about. Running your own business as a sole trader means you’ve reached a great level of freedom and independence – but as with any freedom and liberty, it comes with great responsibility and duty. Keeping your business safe and protected is a never-ending game, and if you have the right steps in …
As the two most common insurance types, Public Liability and Professional Indemnity insurance are so sought after because of the broad cover and security, it provides for small and large business owners alike. We’ll take a look at the differences between these two insurance types in this article, and how to determine if your business would benefit from either, or …
You know of all the factors that make your business run smoothly, and all those moving parts come with their own risks. Because not all Public Liability policies are the same, it’s important to know what to look for, and how much cover you’ll need to fully protect your business from risk. We’ve briefly listed out a few important points …
From bunny-chows to Boerewors, to shawarmas and steak rolls – South African restaurant cuisines are a diverse array of traditional and exotic, without counting coffee shops and quaint cafes. As a restaurant owner, you’re very aware of the fast-paced industry and daily rushes, stock deliveries and customer interactions – just some of your daily operations. You barely have time to …
A business owner has more to do than there are hours available each day. With the many stresses you face every day, can you breathe easy knowing an inevitable accident in the future is not going to paralyze your business operations? Knowing what type of business insurance you’ll need is an important part of your insurance model, and hopefully, as …
As a photographer, you’re living the fantasy that many dream about behind their desks. Each day is exciting and presents new challenges and working environments, such as wedding venues or portrait photography in schools – and thus, you are always in an environment that is prone to risk. Your field of work requires creativity to its core, and this often …
Running a business in the Tradesmen industry is not for the faint of heart. You’ve no doubt heard stories from other tradesmen about their experience working with customers who want impossibly low quotes and expectations not aligned to budget. It’s much the same with tradesmen insurance. Saving short-term money without due diligence will inevitably cost you in the future. The …
Tradesmen are masters of their art, and people seek them out every day to solve the problems in their lives. The tradesmen umbrella is a large one – but whether you are a plumber, electrician, handyman, or painter – you’re undoubtedly experienced in your field and end up pouring your soul into your business. This focus tends to leave other areas of …
When you run a business, dangers can come from anywhere, even from the web. Just like a fire or a break-in, online threats can do serious harm. That’s why cyber security, along with insurance, has become so vital for businesses today. In this friendly guide, we’re going to share ten simple steps you can take to shield your online work …
