From Home to Headquarters: Unpacking Insurance Implications for Home-Based Businesses

Safety Nets for Home-Based Ventures The concept of a home-based business has taken centre stage in the last few years. No longer confined to the traditional office setting, innovative business owners are transforming their homes into headquarters. However, while the advantages of running a business from the comfort of your home are abundant – cost savings, convenience, and a flexible …

Fitness instructor

6 Reasons Why Fitness Instructors Need Medical Malpractice Insurance

Introduction Fitness instructors, entrusted with guiding clients towards healthier lifestyles, must navigate an environment punctuated by potential risk factors. The very nature of their profession opens the door to unexpected events and accidents. In this context, medical malpractice insurance emerges as an essential safety measure, protecting these health guardians from unforeseen pitfalls. Let’s delve into the specifics of why this …

Confident freelancer securing customised insurance for a thriving gig economy career

Customisable Coverage for the Gig and Freelance Economy

More South Africans are, through choice or necessity, working as freelancers, independent contractors or gig economy workers. Though exact numbers are hard to find, estimates suggest that 10-15% of South Africa’s workforce is self-employed. The trend towards self-employment is thought to be growing due to job losses in the formal sector as well as some professionals seeking better work/life balance and higher …