Stay updated with the latest business insurance news, tips, and how-tos from Bi-me South Africa's 1st Digital Business Insurance Platform.
As the two most common insurance types, Public Liability and Professional Indemnity insurance are so sought after because of the broad cover and security, it provides for small and large business owners alike. We’ll take a look at the differences between these two insurance types in this article, and how to determine if your business would benefit from either, or …
You know of all the factors that make your business run smoothly, and all those moving parts come with their own risks. Because not all Public Liability policies are the same, it’s important to know what to look for, and how much cover you’ll need to fully protect your business from risk. We’ve briefly listed out a few important points …
From bunny-chows to Boerewors, to shawarmas and steak rolls – South African restaurant cuisines are a diverse array of traditional and exotic, without counting coffee shops and quaint cafes. As a restaurant owner, you’re very aware of the fast-paced industry and daily rushes, stock deliveries and customer interactions – just some of your daily operations. You barely have time to …
A business owner has more to do than there are hours available each day. With the many stresses you face every day, can you breathe easy knowing an inevitable accident in the future is not going to paralyze your business operations? Knowing what type of business insurance you’ll need is an important part of your insurance model, and hopefully, as …
As a photographer, you’re living the fantasy that many dream about behind their desks. Each day is exciting and presents new challenges and working environments, such as wedding venues or portrait photography in schools – and thus, you are always in an environment that is prone to risk. Your field of work requires creativity to its core, and this often …
Running a business in the Tradesmen industry is not for the faint of heart. You’ve no doubt heard stories from other tradesmen about their experience working with customers who want impossibly low quotes and expectations not aligned to budget. It’s much the same with tradesmen insurance. Saving short-term money without due diligence will inevitably cost you in the future. The …
Tradesmen are masters of their art, and people seek them out every day to solve the problems in their lives. The tradesmen umbrella is a large one – but whether you are a plumber, electrician, handyman, or painter – you’re undoubtedly experienced in your field and end up pouring your soul into your business. This focus tends to leave other areas of …
When you run a business, dangers can come from anywhere—even from the web. Just like a fire or a break-in, online threats can do serious harm. That’s why cyber security, along with insurance, has become so vital for businesses today. In this friendly guide, we’re going to share ten simple steps you can take to shield your online work and …
The internet of things is now an intrinsic part of everyday life, and the same is applied to business owners. Connecting to the internet for your business operations is something many don’t think about. From online transactions that can leave your financial details vulnerable, to the valuable client and employee information. One leaves a digital trail of breadcrumbs with every …
Finding the right types of business insurance when drawing up your policy, can seem rather daunting when you start. From finding what types of insurance you may need and how much cover your business requires, to the risks your business may need to anticipate, Bi-me makes the complicated process easier for you to manage and adjust in the future. As …
You’re now living the reality you dreamed about when first starting your small business. Sweat and tears have been spent, and there’s no doubt you would do anything to protect and see your budding business is safe and secure. From the very start, there has always been a lot that goes into managing the daily operations of your business. As …
The thrill of directing yourself as a small business owner is often clouded by the many tasks you have to do. Daily operations of any business are all-consuming, and as the owner, you have many other factors to constantly consider, from marketing to managing finances, at the very least. Following our guide will give you the necessary insight into what …
