Insurance For Speech Therapists

Medical Malpractice Insurance for Speech Therapists

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Why Do Speech Therapists Need MEdical Malpractice Insurance?

As a speech therapist, your work directly impacts the health and development of your clients. Whether you're working with children, stroke patients, or those with speech or language disorders, mistakes or misunderstandings can happen. Medical Malpractice insurance protects you if a client claims that your advice or treatment caused harm or financial loss. It ensures you’re covered for legal costs, settlements, and reputational damage—giving you peace of mind to focus on your practice.

What Happens if a Client Is Unhappy With My Treatment?

Unfortunately, even when you follow all the correct protocols, clients may still be unhappy with the outcome of therapy. If a client feels your services didn’t help, or even made things worse, they could raise a complaint or a formal claim. In serious cases, this could lead to legal action. Having professional indemnity and malpractice insurance ensures that legal defence costs, settlements, and any compensation payouts are taken care of by your insurer—not out of your own pocket.

What Makes Insurance for Speech Therapists Different from Other Professions?

Speech therapy combines elements of healthcare, education, and one-on-one coaching. This unique role means you face a mix of risks—clinical, legal, and reputational. Unlike general liability or business insurance, cover for speech therapists needs to account for both treatment outcomes and the sensitive nature of client relationships. Our policies are designed with these specific needs in mind, so you’re not stuck with a one-size-fits-all solution.

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Frequently Asked Questions

Yes. Whether you work independently, in schools, at clinics, or offer telehealth services, you’re responsible for the advice and treatment you provide. Even minor misunderstandings or documentation errors could lead to legal action. Insurance helps protect your reputation and finances.

If you're employed full-time by a clinic or hospital, their insurance may cover you for work done under their name. But if you take on private clients, freelance work, or offer consultations outside of your employer’s scope, you’ll likely need your own policy.

Yes. Our policies include cover for telehealth services, provided you’re working within the professional scope of speech therapy. This includes video calls, remote assessments, and follow-up sessions. Just make sure to keep accurate records of all digital sessions.

Absolutely. Whether you’re just starting out or have years of experience, we offer insurance options to suit all levels. You can customise your cover based on how you practise and adjust it as your career grows.

With Bi-me, you can get a quote, compare insurers, and buy your policy entirely online in just a few minutes. Once you’ve chosen your cover, your documents will be emailed to you immediately—no delays, no paperwork.