Public Liability Insurance for Plumbers
Get customisable insurance to meet your needs.
Why Plumbers Need Business Insurance
Plumbers regularly work in homes, businesses, and construction sites—places where accidents and costly mistakes can happen. From burst pipes causing property damage to accidental injuries on-site, one mistake could lead to expensive claims. Business insurance helps protect plumbers from legal, financial, and operational setbacks. Whether you work alone or manage a team, the right cover can keep your business flowing smoothly.
What to Consider Before Buying Plumber Insurance
When choosing insurance, plumbers should look for:
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Public Liability Insurance – Covers accidental third-party injuries or property damage on-site.
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Professional Indemnity Insurance – Covers claims arising from advice or work that leads to financial loss.
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Tool & Equipment Cover – Essential for replacing or repairing tools damaged or stolen while on the job.
Make sure your policy matches your business size, risks, and the type of work you do.
Could This Happen to Your Business?
Faulty Installation Claim
A plumber completed the installation of a new geyser at a residential property. A week later, the geyser malfunctioned, causing damage to the ceiling and electrical wiring. The homeowner blamed poor workmanship and demanded compensation.
Professional indemnity insurance helped cover the legal defence and repair costs, preventing a major financial setback.
Want to get your free quote now? Get your price below.
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Frequently Asked Questions
Plumbers work in environments where accidental damage or injuries can happen. Insurance protects you from financial loss if something goes wrong—whether it’s a burst pipe, property damage, or a third-party injury.
Public liability insurance covers claims where a third party is injured or their property is damaged due to your plumbing work. It helps pay for legal costs, settlements, and medical bills.
Yes, with the right policy, your tools can be covered against theft or accidental damage—on-site, in your vehicle, or even at home.
Absolutely. Whether you work alone or with a team, you face the same risks. Insurance helps protect your income, your equipment, and your professional reputation.
With Bi-me, you can compare quotes instantly, buy online, and get covered within minutes—all from trusted South African insurers.
