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Business insurance platform powered by Bi-me

Small Business Insurance Made Easy

Get the protection you need to keep your buiness growing

Compare free quotes

Buy online, no paperwork

Get instant cover

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Get instant online insurance quotes from leading Insurers

Click to cover in 10 minutes

Nobody knows your business better than you, so why spend hours on the phone explaining it to someone and then wait days for a quote? With Bi-me, you can choose from over 4000 industries and occupations and customise it to meet the needs of your business.

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1. Tell us what you do

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2. Tell us about you

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3. Customise your quote

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4. Get cover instantly

We are 100% dedicated to small businesses

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Business insurance made easy

We are focused on giving all South African businesses access to relevant insurance products through a fully-digital platform, that challenges the way business insurance is traditionally done and giving our clients the best of class service that is available 24/7.

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Instant business Cover

No matter the day or the hour with you can get instant business insurance cover with our online portal.

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No paperwork

All your information and documents are captured online, so no paperwork is required.

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Customised cover

You can customise your specific occupation or industry cover further to suit your needs and budget.

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Compare insurance quotes

Compare business insurance quotes side-by-side unique to your business from leading insurers, so you can get the right cover for your business.

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Manage everything online

You're in control of your business cover, and can manage your cover from anywhere in the world with our online client portal.

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Business insurance easily tailored to your needs

From sole traders, new businesses, to well established SMME's, you can get the right cover for your business instantly online. With our range of business insurance products, you can get tailor-made insurance to meet your needs and budget.

Event Liability Insurance

Protect your event with Event liability Insurance. Get quotes to cover accidents, injuries, and potential lawsuits.
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Medical Malpractice Insurance

Get the insurance coverage you need for medical malpractice claims. Compare free quotes and purchase online with no paperwork.
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Contractors All Risk Insurance | South Africa

Get instant quotes for contractors all risk insurance from leading insurers like Hollard and Dotsure and buy instantly online.
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Comprehensive Business Insurance

Get customised business insurance for small businesses and the self-employed. Get an online quote in minutes for the most competitive rates.
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Professional Indemnity Alternate flow

Get quotes and buy Professional Indemnity cover online, without paperwork, just simple and hassle-free insurance made for professionals.
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Public & Product Liability

Protects your business if anyone is injured or suffers property damage as a result of your negligent business activities.
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Professional Indemnity Insurance

Find professional indemnity insurance that fits your unique profession. Get immediate quotes and instant coverage online.
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Personal Cyber Insurance

Protect your digital assets with Personal Cyber insurance to safeguard against online threats and cyber risks.
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Employer’s Liability

Employers liability insurance covers you for damages which you are liable for due to death, injury or illness of any employee which occurred while doing business activities
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Portable Possessions

Portable Possessions (also known as Business All Risks) insurance gives you around the world cover for losses of, or damages to, your items.
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Motor

Motor insurance covers your business if your vehicle is lost or damaged. Also covers third-party damage if you are deemed to be responsible.
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Public Liability Insurance

Get public liability insurance to cover third-party injury or property damage claims. Compare quotes online and get covered fast.
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Goods in Transit

Protect your business with Goods in Transit insurance. Get comprehensive coverage for loss, damage, and theft of goods during transit.
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Glass

Glass insurance covers the loss or damage to your internal and external glass, such as windows and fixed mirrors.
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Personal Accident

Pays out if one of your employees becomes permanently disabled or dies. There is also an optional cover for temporary employee disability.
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Employee Dishonesty

Employee Dishonesty insurance covers you for losses due to fraud or theft by your employees, or anyone else colluding with an employee.
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Electronic Equipment

Covers for the repair or replacement of electronics. You can insure for the reinstatement of data, as well as additional costs due to the loss of the equipment.
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Cyber Insurance

Compare cyber liability insurance for South African SMEs. Cover for ransomware, data breaches, POPIA risks and cyber business interruption. Get a quote online.
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Business Interruption

Business Interruption cover provides protection for the loss of income and increased costs of running your business caused by certain events.
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Theft

Covers your office contents, stock, machines and other items inside of your buildings for theft, attempted theft or armed hold up.
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Money

Money insurance protects your business money by providing cover for loss or damage to money whilst it is on your premises or in transit.
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Machinery Breakdown

Machinery Breakdown covers losses when your machine unexpectedly stops working, can also include losses from the subsequent business interruption
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Buildings

Buildings Insurance covers the cost of repairing or rebuilding your premises. It may also cover loss of rent if your building gets damaged.
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Contents

Contents insurance covers the objects in your buildings from loss due to weather, natural disasters, impact from animals, and other events.
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Accidental Damage

Accidental Damage covers unintentional damage to your building or its contents. Protection for events not covered in the Buildings, Contents, or Theft sections.
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    Business insurance for industry changers

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    Book a call
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    Need help or more information?

    Get in touch with an agent that is committed to helping you protect your business.

    See our Frequently Asked Questions to quickly get answers to common questions.

    Email: info@bi-me.co.za

    Phone: 010 446 7750