Protect Your Diving Business with Liability and Indemnity Insurance
Brought to you by DAN and Bi-me
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We’ve Made Insurance Easy For You
DAN has partnered with Bi-me to offer a cutting-edge digital platform, providing Indemnity and liability solutions to meet your unique needs. Bi-me's commitment to transforming the traditional insurance model ensures that you receive exceptional service around the clock. Through this partnership, you get comprehensive coverage and unparalleled support, making your business insurance experience seamless and effective.
Comprehensive Coverage
Includes public liability, product liability, defective incidents, and more.
Peace of Mind
Know that your business is protected against all potential risks.
All-In-One Protection
Covers all legal liabilities under a single policy.
Affordable Rates
Competitive pricing tailored to fit your budget.
Quick and Easy Process
Sign up online in minutes and get immediate coverage.
Which cover will best suit your needs?
For Businesses
SureThing offers comprehensive, all-in-one, all-risk third-party legal liability coverage specifically designed for diving businesses. This policy provides extensive protection against a wide range of legal liabilities, ensuring your diving business is covered for any unexpected legal challenges.
- R2.5 million limit on individual claims
- Annual aggregate cap of R5 million
- Excess: R10 000
For individuals and freelancers
SureThing Lite is perfect for smaller operations or individual professionals within the diving industry. It provides essential third-party legal liability coverage at a lower premium, making it an ideal choice for those with limited budgets.
- R1 million limit on individual claims
- Annual aggregate cap of R2 million
- Excess: R5 000
What’s Covered with SureThing?
SureThing provides extensive legal liability protection, covering a wide range of risks and ensuring strong defense against third-party claims. It includes legal costs for POPIA regulatory enquiries, workplace vaccine disputes, and business-related legal contraventions. The policy also covers injury and damage claims, including those related to cyber incidents, Directors & Officers liability, or Professional Indemnity, preventing common coverage gaps.
Public liability
Product Liability
Care, Custody, Control
Cyber Liability
Employment Practices
Directors & Officers
Defamation
Pollution
Defective Workmanship
Employers Liability
Professional Indemnity
Trustee Liability
Frequently Asked Questions
Yes, only for third-party liability. Business interruption and forensic costs are not covered. Claims for third-party data loss and privacy breaches are included.
Yes, up to R250,000 for legal representation in enquiries like those from the POPIA regulator.
The policy automatically renews each year with the same terms and conditions, unless there is a claim or the business no longer meets the qualifying criteria. An inflationary increase in the premium may be applied with 30 days’ notice. The insured must confirm that they still meet the SureThing requirements.
No, commercial crime and staff theft are considered first-party losses suffered by the business and are not covered by the SureThing policy.
No, our policy does not cover first-party losses. It only covers liability to third parties arising from wrongful acts.